Three stages. Two evidence engines. One board-ready pack. The mechanics behind a defensible annual Consumer Duty submission.
Secure API or file-based connections to your transaction, pricing and product data. UK-hosted throughout. Minimum-necessary ingestion at every stage. Immutable audit logging on every touch.
The Price & Value Engine and the Products & Services Engine run their calculations against your data. Every calculation carries its methodology audit trail — reproducible, versioned, defensible.
The annual board pack is generated and version-controlled. Human review sits between engine output and pack publication. Every board or FCA question is one click from evidence.
UK hosting, per-tenant data isolation, encryption in transit and at rest, strict access control and full audit logging — the same operating discipline expected of any third-party provider to an FCA-regulated firm.
Three defensible fair-value approaches. Per-product, per-segment analysis. Methodology audit trail on every calculation.
Target-market alignment, utilisation and mis-selling signals — traced back to source data and methodology version.
A discovery call runs 30 minutes and covers your Consumer Duty evidencing approach, the FairLedger fit and the design partner terms.