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FairLedger
How it works

Connect. Evidence. Report.

Three stages. Two evidence engines. One board-ready pack. The mechanics behind a defensible annual Consumer Duty submission.

  1. 01

    Connect

    Secure API or file-based connections to your transaction, pricing and product data. UK-hosted throughout. Minimum-necessary ingestion at every stage. Immutable audit logging on every touch.

  2. 02

    Evidence

    The Price & Value Engine and the Products & Services Engine run their calculations against your data. Every calculation carries its methodology audit trail — reproducible, versioned, defensible.

  3. 03

    Report

    The annual board pack is generated and version-controlled. Human review sits between engine output and pack publication. Every board or FCA question is one click from evidence.

  4. 04

    Govern

    UK hosting, per-tenant data isolation, encryption in transit and at rest, strict access control and full audit logging — the same operating discipline expected of any third-party provider to an FCA-regulated firm.

Two engines

Purpose-built for the two quantitative Consumer Duty outcomes.

Engine 01

Price & Value Engine

Three defensible fair-value approaches. Per-product, per-segment analysis. Methodology audit trail on every calculation.

Engine 02

Products & Services Engine

Target-market alignment, utilisation and mis-selling signals — traced back to source data and methodology version.

Discovery call

Ready to see how FairLedger works against your data?

A discovery call runs 30 minutes and covers your Consumer Duty evidencing approach, the FairLedger fit and the design partner terms.